monobank Installment Payments

One purchase.
Several payments.

Split the cost of your purchase into parts: the first at checkout, the rest monthly on a schedule. You check the available terms and confirm them in the monobank app.

How it works Full terms on the monobank website

Plan your payments

Estimate

This is an example — enter your own amount

Including the first: 1 at checkout + 5 monthly

6 payments of

₴1,000

First payment · at checkout
₴1,000
Then monthly
5 × ₴1,000
Total equals the purchase amount
₴6,000
Full breakdown

    Options from 3 to 15 payments, as in the checkout form on our website. This is a preliminary split of the amount: you will see the exact payments and the bank's decision in the monobank app before you confirm.

    The checkout form says there is no fee. If you increase the number of payments in the app, the bank charges a fee — it is not included here.

    How it works

    1. Choose an item

      Add the item to your cart and tap “Check out”.

    2. Choose installment payments

      On the checkout page, in the payment methods, select “Monobank | Покупка частинами”. If the item is made to order, check the terms with our manager first.

    3. Confirm in the monobank app

      The bank sends a request to the app. Check the amount and the number of payments, then confirm. The first payment is charged right away.

    Key terms

    What you need
    A monobank card and app, and enough credit limit. The bank makes the decision.
    First payment
    At checkout.
    Then — on schedule
    Monthly on the same date, in equal parts. The bank debits each payment from your card automatically.
    Number of payments
    Set by the store. You will see the available options in the app before you confirm.
    Standard offer
    You pay only the price of the item: the store pays the service fee.
    More payments
    You can increase the number of payments in the app, but the bank then charges a monthly fee. The app shows it before you confirm.
    Delivery
    Delivery time does not depend on the payment schedule. Made-to-order items arrive in about 14–21 days, while the first payment is charged at checkout.

    monobank Installment Payments is a consumer loan from the bank. Your credit limit and approval are decided by monobank.

    Questions and answers

    What do I need to use it?

    A monobank card, the monobank app and a credit limit that covers the purchase. You can change your limit in the app: “Credits” → gear icon. The bank decides on the limit and the approval.

    When is the first part paid?

    At checkout. The bank debits the following payments monthly on the same date.

    How many payments are available?

    The store sets the number of payments for a purchase. You will see the exact options in the monobank app before you confirm. Under the bank’s rules, the maximum loan term is 24 months.

    Are there any extra costs?

    Not with the store’s standard offer: the seller pays the service fee, and the annual percentage rate is 0.000001%. If you choose to increase the number of payments, the bank charges a monthly fee and the annual percentage rate is higher. The app shows the fee before you confirm.

    Can I pay it off early?

    Yes, in full or in part: in the app, open “Credits”, select the purchase and tap “Repay early”.

    How do I pay in installments at LUVSOSASTORE?

    Add the item to your cart, tap “Check out” and in the payment methods select “Monobank | Покупка частинами”. Then confirm the terms in the monobank app. If the item is made to order or you have questions about the terms, message our manager on Telegram @mngrluvsosastore.

    Ready to choose?

    Browse the catalogue or message our manager to check availability and terms for a specific item.

    Choose an item Ask about terms